Where do I Start??!!

Adding just an additional $25/mth to your payments will decrease the amount of time to pay that card off from 19 years to 12 years - you drop 7 years of payments (and associated interest). Bumping it up to $50/mth decreases the time it takes to 9 years. M

The New Year has lost it's luster, many of us who started with the best of intentions and a resolution of "this year's gonna be different" are finding ourselves back on the treadmill to nowhere, and may be getting very discouraged. Or maybe you aren't a resolution person, but you do have something you want to change and aren't sure where to begin. With …